Ways to Give

There are a variety of ways to invest in the future of USC Upstate, its many programs and its deserving students. Some charitable gifts can provide immediate tax benefits, while others may help reduce your taxable estate or even provide an annual income stream for you and/or another beneficiary. Regardless of which method you choose, you can rest assured that your support will help the University enhance the quality of life for the Upstate and beyond.

There are two primary ways to give:

  • Cash

    Cash gifts are the most common form of contribution to the USC Upstate Foundation and provide immediate support to your area of interest. An outright gift is most often claimed as an income tax deduction for the year in which it is given.

    You can make a Cash gift to the University through secure Online Giving.

    Prefer to give by mail? Please print this gift form PDF Document Download, and follow the included instructions to send your gift.

    Gift of Stock and Appreciated Securities

    Stocks, bonds and mutual funds fall into the category of Securities.

    Gifts of appreciated securities have the same positive impact on the University as cash gifts; however, these gifts can be more beneficial to you, the donor. You avoid paying any taxes on capital gains on the appreciation in the value of the securities, which can be a major benefit if you have held securities for a number of years and if they have grown in value.

    These instructions are used exclusively for the transfer of U.S. stock and bond gifts to the USC Upstate Foundation, please provide the following details to your broker:

    Receiving Institution: Morgan Stanley Wealth Management
    Account #: 833-106668
    Account Title: USC Upstate Foundation, Inc.
    Tax ID: 57-0555699
    DTC#: 0015
    Primary Contact: Christina Amor, Registered Client Service Associate
    Phone: 864-594-3443 or 800-934-0340
    NOTE: For proper gift credit, please include the donor’s name.

    Real Property

    A gift of Real Property can be beneficial to the University, either from the proceeds of the property’s sale or as a resource for future growth and expansion. A home, farm, office building or undeveloped lot can qualify as a charitable contribution.

    The USC Upstate Foundation will evaluate potential gifts of real estate on a case-by-case basis prior to acceptance. The Foundation must consider insurance, environmental impact, maintenance, property tax liability, and other potential risk factors, including special tax provisions, which apply to certain types of real estate.

    Tangible Personal Property

    Your gift of tangible personal property can greatly benefit USC Upstate. The suitability of property (artwork, jewelry, antiques, and other physical objects) will be evaluated in terms of both the anticipated use of the property and the University's cost associated with that use. The gift should further the University's mission and the mission of the unit within the University that will be the primary beneficiary or user of the property. Your tax-deductible gift may require a property appraisal by a qualified appraiser if it is valued over $5,000. The cost of the appraisal will be the responsibility of the donor. Acceptance must precede the delivery of the gift. Please contact University Advancement to begin this process. After receipt, University Advancement may provide donor acknowledgments and arrange publicity when appropriate.

    Corporate Matching Gifts

    You can increase the impact of your gift to USC Upstate through your Corporate Matching Gift program. Many employers will match or multiply charitable contributions made by their employees or employees’ spouses. Matching gifts are typically allocated to the donor’s designation unless company policy requires distribution to a general fund. To enhance the value of your gift, contact your employer's personnel office about matching gift opportunities.

    Donor-Advised Fund (DAF)

    You can strengthen the programs at USC Upstate that mean most to you, by making a gift from your donor-advised fund. Typically created and maintained by community foundations or large financial institutions and operating like a charitable saving account, your DAF gives you the flexibility to recommend how much and how often to make a gift.

  • Legacy Gifts, also referred to as planned gifts or deferred gifts, offer a way to make a substantial contribution, and in many cases, retain access to funds and other assets during your lifetime. With a legacy giving strategy, you can put your assets to work for any part of USC Upstate you choose — while you and the University share in the benefits. Some of the more popular charitable plans include: wills, trusts, life insurance, and retirement plans.

    Charitable Bequest

    By naming USC Upstate as a beneficiary of your will, you can make a meaningful contribution that would not impact your cash flow, way of living, or family security.

    Lead Trust (CLT)

    A charitable lead trust is a great way to satisfy the donor’s philanthropic intentions at USC Upstate while generating immediate tax savings for the donor. Assets are donated into the trust, which will provide USC Upstate with the cash flow for a specific time period. Assets remaining in the CLT beyond the term period will pass to the donor’s family – free of estate and gift taxes.

    Charitable Remainder Trust (CRT)

    A charitable remainder trust is a great way to make a gift, receive income, and defer or eliminate gains tax. The CRT provides you or other named individuals income each year for a period not exceeding 20 years from assets you give to the trust you create. When the term completes the remaining principal is transferred to the USC Upstate Foundation. The donor may establish a trust with their preferred trust company.

    The Charitable Remainder Annuity Trust (CRAT) pays you the same dollar amount you choose at the start. Your payments stay the same, regardless of fluctuations in trust assets.

    The Charitable Remainder Unitrust (CRUT) pays you, each year, a variable amount based on a fixed percentage of the fair market value of the trust investments. The amount of your payments is redetermined annually. If the value of the trust increases, your payments will too. If the value decreases, your will payments also.

    Charitable Gift Annuities

    A charitable gift annuity allows you to make a meaningful gift and receive guaranteed fixed payments for the lifetime(s) of a maximum of two beneficiaries. The gift annuity is a contract and payments to the annuitants are an obligation of the USC Upstate Foundation or the preferred trust company of the donor.